Employee Benefit Plans
Information on the GMS 3sHealth Retiree Benefits Plan
3sHealth and Group Medical Services (GMS) are pleased to offer you options for your health and dental plan upon your retirement.
The GMS 3sHealth Retiree Benefits Plan is available to retirees who previously had health and dental coverage.
The GMS 3sHealth Retiree Benefits Plan offers an affordable solution for continued benefit coverage. You may elect to enroll in health only, dental only, or both health and dental. This plan offers single, couple, or family plan options.
If you previously had coverage under the health and dental plan that 3sHealth administers, we will send you an application to the GMS 3sHealth Retiree Benefits Plan in your retirement package. You will also receive rate options and a brochure. If you make an application for coverage within 90 days after your retirement date, the plan does not require you to answer any medical questions or to complete a medical exam.
On the application you will have the option to choose the start date of your benefits with GMS. You can backdate the start date with GMS to when you retired so there is no break in coverage.
How much does this plan cost?
The 2024 monthly premium rates for this plan are:
| Rates | Health Only | Dental Only | Health and Dental |
| Single | $100.11 | $44.56 | $144.67 |
| Couple | $187.39 | $89.02 | $276.41 |
| Family | $223.41 | $102.54 | $325.95 |
These rates are effective as of June 1, 2024.
The previous rates for 2023, effective until June 1, 2024, are:
| Rates | Health Only | Dental Only | Health and Dental |
| Single | $97.93 | $42.69 | $140.62 |
| Couple | $183.31 | $85.28 | $268.59 |
| Family | $218.54 | $98.24 | $316.78 |
Ready to learn more? Access the resources in the “Related Files” section below.
Related Files
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About the Health and Dental Plan for Retirees
This document contains information about the Health and Dental Plan for Retirees with Group Medical Services (GMS). For more information visit the GMS website. -
GMS Retiree Benefits Plan Booklet
The purpose of this booklet is to summarize the main provisions of the Group Medical Services (GMS) master group policy for Retirees of the 3sHealth Dental and Health Plans. -
GMS Retiree Benefits Plan Brochure
The purpose of the Group Medical Services (GMS) Retiree Benefits Program Brochure is to provide Retirees of the 3sHealth Dental and Health policies with general information on the GMS Retiree Plan.
Related Links
- Life Event: Retirement
Planning your retirement? You have options when it comes to your benefits. Get answers to your frequently asked retirement questions here. - The Employee Benefit Plans Promise
Plan members rely on their benefit plans throughout the year to maintain their health and during some of the most challenging times of their lives, including disability and the loss of a loved one. The following is our promise to you, the beneficiary of the benefit plan trusts.
